/* === RESET & BASE === */
        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
            font-family: 'Inter', system-ui, -apple-system, sans-serif;
        }
        body {
            background: #f5f9ff;
            color: #0b1e33;
        }
        .container {
            max-width: 1280px;
            margin: 0 auto;
        }

        /* === HEADER (shared) === */
        .header {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 1.2rem 0;
            border-bottom: 1px solid rgba(0, 20, 50, 0.06);
            flex-wrap: wrap;
            gap: 1rem;
        }
        .logo {
            display: flex;
            align-items: center;
            gap: 0.5rem;
        }
        .logo i {
            font-size: 2.2rem;
            color: #0a2b5c;
        }
        .logo span {
            font-weight: 700;
            font-size: 1.7rem;
            letter-spacing: -0.5px;
            color: #0a2b5c;
        }
        .logo span small {
            font-weight: 300;
            color: #2f5a8a;
        }
        .nav {
            display: flex;
            gap: 1.8rem;
            font-weight: 500;
            color: #1f3a5f;
            flex-wrap: wrap;
            align-items: center;
        }
        .nav a {
            text-decoration: none;
            color: inherit;
            font-size: 0.95rem;
            padding: 0.2rem 0;
            border-bottom: 2px solid transparent;
            transition: 0.2s;
        }
        .nav a:hover,
        .nav a.active {
            color: #0057b3;
            border-bottom-color: #0057b3;
        }
        .nav .invest-link {
            color: #0a2b5c;
            font-weight: 600;
            background: #e3edfa;
            padding: 0.2rem 1rem;
            border-radius: 40px;
            border-bottom: none;
        }
        .nav .invest-link i {
            margin-right: 4px;
        }
        .header-actions {
            display:inline-block;
        }
        .btn-download {
            background: #0a2b5c;
            border: none;
            padding: 0.4rem 1.6rem;
            border-radius: 40px;
            font-weight: 600;
            color: white;
            cursor: default;
            
        }
        .btn-download i {
            margin-right: 2px;
        }
        /* === dropdown for download === */
       
        .dropdown-content {
            display: none;
            position: absolute;
            min-width: 160px;
            background: #232020;
            box-shadow: 0 5px 10px rgba(0,0,0,.2);
            border-radius: 5px;
            
        }
        .dropdown-content a {
            display: block;
            padding: 12px;
            text-decoration: none;
            color: #d3cfcf;
        }
        .dropdown-content a:hover {
            background: #f1f1f1;
            color: #0057b3;
        }
        .header-actions:hover .dropdown-content {
            display: block;
        }
        /* hamburger*/
        .hamburger {
            display: none;
            cursor: pointer;
            color: black;
            font-size: 2rem;
        }
        /* === PAGE INDICATOR === */
        .page-indicator {
            display: flex;
            justify-content: center;
            gap: 0.8rem;
            padding: 1rem 0 0.5rem;
            font-size: 0.9rem;
            color: #2f4569;
        }
        .page-indicator .pill {
            background: #eaf1fb;
            padding: 0.2rem 1.2rem;
            border-radius: 40px;
            font-weight: 500;
        }
        .page-indicator .pill.active {
            background: #0a2b5c;
            color: white;
        }

        /* === HERO (shared) === */
        .hero-section {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2.5rem;
            padding: 2rem 0 2.5rem;
            align-items: center;
        }
        .hero-left {
            display: flex;
            flex-direction: column;
            gap: 1.5rem;
        }
        .hero-tag {
            background: #e3edfa;
            color: #0a2b5c;
            font-weight: 600;
            padding: 0.3rem 1.2rem;
            border-radius: 40px;
            font-size: 0.85rem;
            width: fit-content;
        }
        .hero-title {
            font-size: 2.6rem;
            font-weight: 700;
            line-height: 1.2;
            color: #0a1e3c;
        }
        .hero-title .accent {
            color: #0066cc;
            border-bottom: 4px solid #f6b83d;
        }
        .hero-desc {
            font-size: 1.05rem;
            color: #2a4065;
            max-width: 95%;
            line-height: 1.6;
        }
        /* 4 focus cards */
        .focus-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 1rem;
        }
        .focus-card {
            background: white;
            padding: 1.2rem 0.6rem;
            border-radius: 20px;
            box-shadow: 0 6px 18px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            text-align: center;
        }
        .focus-card i {
            font-size: 1.8rem;
            background: #e2ebf6;
            padding: 0.5rem;
            border-radius: 16px;
            color: #0a2b5c;
            margin-bottom: 0.6rem;
        }
        .focus-card h3 {
            font-size: 1.0rem;
            margin-bottom: 0.2rem;
            color: #0a1e3c;
        }
        .focus-card p {
            color: #3d5377;
            font-size: 0.8rem;
        }
        .hero-cta {
            display: flex;
            gap: 1rem;
            flex-wrap: wrap;
            margin-top: 0.2rem;
        }
        .btn-large {
            background: #0a2b5c;
            color: white;
            border: none;
            padding: 0.8rem 2.5rem;
            border-radius: 60px;
            font-weight: 700;
            cursor: default;
            box-shadow: 0 4px 12px rgba(10, 43, 92, 0.2);
        }
        .btn-large i {
            margin-right: 8px;
        }
        .btn-outline-dark {
            background: transparent;
            border: 2px solid #0a2b5c;
            color: #0a2b5c;
            padding: 0.8rem 2.5rem;
            border-radius: 60px;
            font-weight: 700;
            cursor: default;
        }

        /* === MOBILE FRAME (shared) === */
        .mobile-right {
            display: flex;
            justify-content: center;
            align-items: center;
            position: relative;
        }
        /* === CAROUSEL STYLES === */
        .carousel-container {
            position: relative;
            width: 100%;
            max-width: 500px;
            margin: 0 auto;
        }
        .carousel-wrapper {
            position: relative;
            width: 100%;
            overflow: hidden;
            border-radius: 12px;
        }
        .carousel-image {
            display: none;
            width: 60%;
            height: auto;
            object-fit: contain;
            margin-left: 80px;
            animation: fadeIn 0.45s ease-in-out;
        }
        .carousel-image.active {
            display: block;
        }
        /* Bounce animation for carousel images when they become active */
        .carousel-image.bounce {
            /* combine a quick fade with a subtle bounce */
            animation: fadeIn 0.45s ease-in-out, bounce 0.8s cubic-bezier(.28,.84,.42,1) 0s both;
        }

        @keyframes bounce {
            0% { transform: translateY(-20px); }
            40% { transform: translateY(8px); }
            65% { transform: translateY(-6px); }
            82% { transform: translateY(4px); }
            100% { transform: translateY(0); }
        }
        @keyframes fadeIn {
            from { opacity: 0; }
            to { opacity: 1; }
        }
        .carousel-dots {
            display: flex;
            justify-content: center;
            gap: 0.6rem;
            margin-top: 1rem;
        }
        .dot {
            width: 10px;
            height: 10px;
            border-radius: 50%;
            background: rgba(0, 0, 0, 0.2);
            cursor: pointer;
            transition: all 0.3s ease;
        }
        .dot.active {
            background: #0a2b5c;
            width: 24px;
            border-radius: 5px;
        }
        .mobile-frame {
            background: #0c1f3b;
            width: 270px;
            height: 530px;
            border-radius: 46px;
            padding: 16px 12px;
            box-shadow: 0 30px 50px rgba(0, 0, 0, 0.2), 0 0 0 8px #dce6f2;
            background: linear-gradient(145deg, #112a4a, #081a2e);
            color: white;
            display: flex;
            flex-direction: column;
            transition: all 0.3s ease;
            overflow: hidden;
        }
        .app-header {
            display: flex;
            justify-content: space-between;
            padding: 0 4px 10px 4px;
            border-bottom: 1px solid rgba(255, 255, 255, 0.06);
            font-size: 0.8rem;
            align-items: center;
        }
        .app-header .app-name {
            font-weight: 600;
            font-size: 0.9rem;
        }
        .app-header .app-name i {
            margin-right: 4px;
        }
        .app-balance {
            background: rgba(255, 255, 255, 0.05);
            padding: 14px 8px;
            border-radius: 24px;
            margin: 12px 0 12px;
            text-align: center;
        }
        .app-balance .label {
            font-size: 0.6rem;
            text-transform: uppercase;
            opacity: 0.6;
            letter-spacing: 1px;
        }
        .app-balance .amount {
            font-size: 2rem;
            font-weight: 700;
        }
        .app-actions {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 6px;
            margin: 6px 0 12px;
        }
        .app-action {
            background: rgba(255, 255, 255, 0.05);
            border-radius: 18px;
            padding: 10px 0;
            text-align: center;
            font-size: 0.65rem;
            font-weight: 500;
        }
        .app-action i {
            display: block;
            font-size: 1.3rem;
            margin-bottom: 2px;
        }
        .app-tx {
            background: rgba(255, 255, 255, 0.02);
            border-radius: 18px;
            padding: 10px 10px;
            margin-top: 4px;
            flex: 1;
        }
        .app-tx .row {
            display: flex;
            justify-content: space-between;
            padding: 6px 0;
            border-bottom: 1px solid rgba(255, 255, 255, 0.03);
            font-size: 0.7rem;
        }
        .app-tx .row:last-child {
            border: none;
        }
        .tx-green {
            color: #8bc34a;
        }
        .mobile-badge {
            position: absolute;
            bottom: -8px;
            right: -6px;
            background: #f6b83d;
            color: #0a1e3c;
            font-weight: 700;
            padding: 0.3rem 1.2rem;
            border-radius: 40px;
            font-size: 0.75rem;
            box-shadow: 0 4px 12px rgba(246, 184, 61, 0.3);
        }
        .app-indicators {
            display: flex;
            justify-content: center;
            gap: 0.6rem;
            margin-top: 10px;
        }
        .dot {
            width: 10px;
            height: 10px;
            border-radius: 10px;
            background: rgba(255, 255, 255, 0.2);
            cursor: default;
            transition: 0.3s;
        }
        .dot.active {
            background: #f6b83d;
            width: 24px;
        }

        /* === PAGE SPECIFIC SECTIONS === */
        .page-section {
            display: none;
            padding: 1rem 0 2rem;
        }
        .page-section.active {
            display: block;
        }

        /* === LOAN PRODUCTS === */
        .loans-section {
            margin: 2rem 0 2.5rem;
        }
        .loans-section h2 {
            font-size: 2rem;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .loans-section .sub {
            color: #2a4065;
            font-size: 1.05rem;
            margin-bottom: 1.5rem;
        }
        .loan-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }
        .loan-card {
            background: white;
            border-radius: 28px;
            padding: 2rem 1.5rem;
            box-shadow: 0 8px 28px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            display: flex;
            flex-direction: column;
            transition: 0.2s;
        }
        .loan-card:hover {
            transform: translateY(-4px);
            box-shadow: 0 16px 40px rgba(0, 30, 60, 0.08);
        }
        .loan-card .badge {
            background: #f6b83d;
            color: #0a1e3c;
            font-weight: 700;
            font-size: 0.7rem;
            padding: 0.2rem 0.8rem;
            border-radius: 40px;
            align-self: flex-start;
            margin-bottom: 0.5rem;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }
        .loan-card .badge-fast {
            background: #e74c3c;
            color: white;
        }
        .loan-card .icon-wrap {
            background: #e2ebf6;
            width: 56px;
            height: 56px;
            border-radius: 16px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 1rem;
        }
        .loan-card .icon-wrap i {
            font-size: 1.8rem;
            color: #0a2b5c;
        }
        .loan-card h3 {
            font-size: 1.4rem;
            font-weight: 700;
            color: #0a1e3c;
            margin-bottom: 0.3rem;
        }
        .loan-card p {
            color: #2f4569;
            line-height: 1.6;
            font-size: 0.95rem;
            margin: 0.5rem 0 1rem;
            flex: 1;
        }
        .loan-card ul {
            list-style: none;
            margin: 0.5rem 0 1.2rem;
            line-height: 2.2;
        }
        .loan-card ul li {
            display: flex;
            align-items: center;
            gap: 0.6rem;
            font-size: 0.9rem;
            color: #1f3a5f;
        }
        .loan-card ul li i {
            color: #0066cc;
            width: 1.2rem;
        }
        .loan-card .btn-app {
            background: #0a2b5c;
            color: white;
            border: none;
            padding: 0.8rem 1.5rem;
            border-radius: 60px;
            font-weight: 600;
            cursor: default;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            gap: 0.6rem;
            margin-top: auto;
            width: 100%;
        }
        .loan-card .btn-app i {
            font-size: 0.9rem;
        }
        .loan-card .btn-outline-app {
            background: transparent;
            color: #0a2b5c;
            border: 2px solid #0a2b5c;
            padding: 0.8rem 1.5rem;
            border-radius: 60px;
            font-weight: 600;
            cursor: default;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            gap: 0.6rem;
            margin-top: auto;
            width: 100%;
        }

         /* === FEATURES SUMMARY === */
        .features-summary {
            background: white;
            border-radius: 32px;
            padding: 2rem 2.5rem;
            box-shadow: 0 8px 28px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            margin: 2rem 0 2.5rem;
        }
        .features-summary h3 {
            font-size: 1.3rem;
            color: #0a1e3c;
            margin-bottom: 1rem;
        }
        .features-summary .feature-list {
            display: grid;
            grid-template-columns: repeat(5, 1fr);
            gap: 1rem;
        }
        .features-summary .feature-item {
            text-align: center;
            padding: 1rem 0.5rem;
            background: #f5f9ff;
            border-radius: 16px;
        }
        .features-summary .feature-item i {
            font-size: 1.8rem;
            color: #0a2b5c;
            display: block;
            margin-bottom: 0.3rem;
        }
        .features-summary .feature-item span {
            font-size: 0.85rem;
            font-weight: 600;
            color: #0a1e3c;
        }

        /* === FAQ SECTION === */
        .faq-section {
            background: white;
            border-radius: 32px;
            padding: 2.5rem 2.5rem;
            box-shadow: 0 8px 28px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            margin: 2rem 0 2.5rem;
        }
        .faq-section h2 {
            font-size: 2rem;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .faq-section .sub {
            color: #2a4065;
            font-size: 1.05rem;
            margin-bottom: 1.5rem;
        }
        .faq-item {
            border-bottom: 1px solid rgba(0, 40, 80, 0.06);
            padding: 1.2rem 0;
        }
        .faq-item:last-child {
            border-bottom: none;
        }
        .faq-item .question {
            font-weight: 700;
            font-size: 1.05rem;
            color: #0a1e3c;
            display: flex;
            align-items: center;
            gap: 0.8rem;
        }
        .faq-item .question i {
            color: #0066cc;
            font-size: 1.1rem;
        }
        .faq-item .answer {
            color: #2f4569;
            line-height: 1.7;
            font-size: 0.95rem;
            margin-top: 0.4rem;
            padding-left: 2.2rem;
        }
        .faq-item .answer ul {
            list-style: none;
            margin-top: 0.3rem;
            line-height: 2;
        }
        .faq-item .answer ul li {
            display: flex;
            align-items: flex-start;
            gap: 0.6rem;
            font-size: 0.95rem;
            color: #1f3a5f;
        }
        .faq-item .answer ul li i {
            color: #0066cc;
            width: 1.2rem;
            margin-top: 0.2rem;
        }

        /* === FAQ SECTION === */
        .faq-section {
            background: white;
            border-radius: 32px;
            padding: 2.5rem 2.5rem;
            box-shadow: 0 8px 28px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            margin: 2rem 0 2.5rem;
        }
        .faq-section h2 {
            font-size: 2rem;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .faq-section .sub {
            color: #2a4065;
            font-size: 1.05rem;
            margin-bottom: 1.5rem;
        }
        .faq-item {
            border-bottom: 1px solid rgba(0, 40, 80, 0.06);
            padding: 1.2rem 0;
        }
        .faq-item:last-child {
            border-bottom: none;
        }
        .faq-item .question {
            font-weight: 700;
            font-size: 1.05rem;
            color: #0a1e3c;
            display: flex;
            align-items: center;
            gap: 0.8rem;
        }
        .faq-item .question i {
            color: #0066cc;
            font-size: 1.1rem;
        }
        .faq-item .answer {
            color: #2f4569;
            line-height: 1.7;
            font-size: 0.95rem;
            margin-top: 0.4rem;
            padding-left: 2.2rem;
        }
        .faq-item .answer ul {
            list-style: none;
            margin-top: 0.3rem;
            line-height: 2;
        }
        .faq-item .answer ul li {
            display: flex;
            align-items: flex-start;
            gap: 0.6rem;
            font-size: 0.95rem;
            color: #1f3a5f;
        }
        .faq-item .answer ul li i {
            color: #0066cc;
            width: 1.2rem;
            margin-top: 0.2rem;
        }




        /* Terminal page */
        .terminal-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2.5rem;
            margin-top: 1rem;
        }
        .terminal-card {
            background: white;
            border-radius: 28px;
            padding: 2rem;
            box-shadow: 0 8px 24px rgba(0, 30, 60, 0.06);
            border: 1px solid rgba(0, 40, 80, 0.04);
        }
        .terminal-card h3 {
            font-size: 1.5rem;
            margin-bottom: 0.5rem;
        }
        .terminal-card .price {
            font-size: 1.8rem;
            font-weight: 700;
            color: #0a2b5c;
        }
        .terminal-card ul {
            list-style: none;
            margin: 1.2rem 0;
            line-height: 2.2;
        }
        .terminal-card ul i {
            color: #0a2b5c;
            width: 1.6rem;
        }

        /* === CBN & NDIC BADGE (shared) === */
        .reg-badge {
            display: flex;
            flex-wrap: wrap;
            align-items: center;
            gap: 1.2rem;
            background: #eaf1fb;
            padding: 0.8rem 1.8rem;
            border-radius: 60px;
            font-size: 0.85rem;
            font-weight: 600;
            color: #0a1e3c;
            margin-top: 1.5rem 0 0.5rem;
        }
        .reg-badge i {
            color: #0a2b5c;
            font-size: 1.1rem;
            margin-right: 4px;
        }
        .reg-badge .sep {
            color: #b0c8e0;
            font-weight: 300;
        }
         /* === DETAILED SECTION (deep dive into features) === */
        .payments-details {
            background: white;
            border-radius: 32px;
            padding: 2.5rem 2.5rem;
            box-shadow: 0 8px 28px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            margin: 1.5rem 0 3rem;
        }
        .payments-details h2 {
            font-size: 2rem;
            color: #0a1e3c;
            margin-bottom: 1.5rem;
        }
        .payments-details h2 i {
            color: #0a2b5c;
            margin-right: 0.5rem;
        }
        .detail-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2.5rem;
        }
        .detail-item {
            padding: 0.5rem 0;
            border-bottom: 1px solid rgba(0, 40, 80, 0.04);
            padding-bottom: 1.5rem;
        }
        .detail-item:last-child {
            border-bottom: none;
        }
        .detail-item h4 {
            font-size: 1.2rem;
            font-weight: 700;
            color: #0a1e3c;
            margin-bottom: 0.3rem;
        }
        .detail-item h4 i {
            color: #0066cc;
            margin-right: 0.5rem;
            width: 1.6rem;
        }
        .detail-item p {
            color: #2f4569;
            line-height: 1.7;
            font-size: 0.95rem;
            margin-bottom: 0.4rem;
        }
        .detail-item ul {
            list-style: none;
            margin-top: 0.3rem;
            line-height: 2;
        }
        .detail-item ul li {
            display: flex;
            align-items: center;
            gap: 0.6rem;
            color: #1f3a5f;
            font-size: 0.95rem;
        }
        .detail-item ul li i {
            color: #0a2b5c;
            width: 1.2rem;
        }
         /* === TERMINAL DELIVERY CTA === */
        .terminal-cta {
            background: linear-gradient(135deg, #0a2b5c 0%, #1a4a7a 100%);
            border-radius: 32px;
            padding: 2.5rem 2.5rem;
            margin: 2rem 0 2.5rem;
            color: white;
            display: flex;
            flex-wrap: wrap;
            justify-content: space-between;
            align-items: center;
            gap: 2rem;
        }
        .terminal-cta .content {
            flex: 2;
            min-width: 250px;
        }
        .terminal-cta .content h3 {
            font-size: 1.8rem;
            font-weight: 700;
            margin-bottom: 0.5rem;
        }
        .terminal-cta .content h3 i {
            color: #f6b83d;
            margin-right: 0.5rem;
        }
        .terminal-cta .content p {
            opacity: 0.9;
            font-size: 1.05rem;
            line-height: 1.6;
            max-width: 600px;
        }
        .terminal-cta .content .highlight {
            color: #f6b83d;
            font-weight: 700;
        }
        .terminal-cta .btn-group {
            display: flex;
            flex-wrap: wrap;
            gap: 1rem;
            align-items: center;
        }
        .btn-cta {
            background: #f6b83d;
            color: #0a1e3c;
            border: none;
            padding: 0.9rem 2.5rem;
            border-radius: 60px;
            font-weight: 700;
            font-size: 1rem;
            cursor: default;
            display: inline-flex;
            align-items: center;
            gap: 0.6rem;
            transition: 0.2s;
            box-shadow: 0 4px 16px rgba(246, 184, 61, 0.3);
        }
        .btn-cta i {
            font-size: 1.1rem;
        }
        .btn-outline-light {
            background: transparent;
            border: 2px solid rgba(255, 255, 255, 0.3);
            color: white;
            padding: 0.9rem 2rem;
            border-radius: 60px;
            font-weight: 600;
            cursor: default;
            display: inline-flex;
            align-items: center;
            gap: 0.6rem;
        }
        .btn-outline-light i {
            opacity: 0.8;
        }
        /* Mobile: hide the mobile preview on small screens */
        @media (max-width: 768px) {
            .mobile-right {
                display: none !important;
            }
        }

        /* full info (shared) */
        .full-info {
            padding: 2.5rem 0 1.5rem;
            border-top: 1px solid rgba(0, 40, 80, 0.06);
        }
        .info-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 2rem;
        }
        .info-item h4 {
            font-weight: 700;
            font-size: 1rem;
            margin-bottom: 0.6rem;
            color: #0a1e3c;
        }
        .info-item ul {
            list-style: none;
            line-height: 2;
            color: #2f4569;
            font-size: 0.9rem;
        }
        .info-item ul i {
            color: #0a2b5c;
            width: 1.4rem;
        }
        .badge-new {
            background: #dce6f2;
            padding: 0.1rem 0.7rem;
            border-radius: 30px;
            font-size: 0.7rem;
            font-weight: 600;
            color: #0a2b5c;
            margin-left: 4px;
        }
        .bottom-bar {
            background: #0a1e3c;
            color: #b6cae5;
            padding: 1.8rem 0;
            margin-top: 2rem;
            border-radius: 40px 40px 0 0;
        }
        .bottom-bar .container {
            display: flex;
            justify-content: space-between;
            flex-wrap: wrap;
            gap: 1rem;
        }
        .bottom-bar a {
            color: #b6cae5;
            text-decoration: none;
            margin-right: 1rem;
            font-size: 0.85rem;
        }
        .bottom-bar a:hover {
            color: white;
        }
        .bottom-bar .reg-footer {
            display: flex;
            gap: 1.5rem;
            font-size: 0.8rem;
            color: #8ea6c9;
        }
        .bottom-bar .reg-footer i {
            margin-right: 4px;
            color: #f6b83d;
        }
        /*banking css*/
          /* === HERO / BANKING PAGE === */
        .banking-hero {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2.5rem;
            padding: 2.5rem 0 1.5rem;
            align-items: center;
        }
        .banking-hero-left {
            display: flex;
            flex-direction: column;
            gap: 1.5rem;
        }
        .banking-hero-right {
            display: flex;
            justify-content: center;
            align-items: center;
        }
        .banking-hero h1 {
            font-size: 2.8rem;
            font-weight: 700;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .banking-hero h1 .accent {
            color: #0066cc;
            border-bottom: 4px solid #f6b83d;
        }
        .banking-hero .sub {
            font-size: 1.15rem;
            color: #2a4065;
            max-width: 700px;
            line-height: 1.6;
            margin-bottom: 0;
        }

        /*loans css*/
          /* === HERO / LOAN PAGE === */
        .loans-hero {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2.5rem;
            padding: 2.5rem 0 1.5rem;
            align-items: center;
        }
        .loans-hero-left {
            display: flex;
            flex-direction: column;
            gap: 1.5rem;
        }
        .loans-hero-right {
            display: flex;
            justify-content: center;
            align-items: center;
        }
        .loans-hero h1 {
            font-size: 2.8rem;
            font-weight: 700;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .loans-hero h1 .accent {
            color: #0066cc;
            border-bottom: 4px solid #f6b83d;
        }
        .loans-hero .sub {
            font-size: 1.15rem;
            color: #2a4065;
            max-width: 700px;
            line-height: 1.6;
            margin-bottom: 0;
        }

        /*payments css*/
          /* === HERO / PAYMENTS PAGE === */
        .payments-hero {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2.5rem;
            padding: 2.5rem 0 1.5rem;
            align-items: center;
        }
        .payments-hero-left {
            display: flex;
            flex-direction: column;
            gap: 1.5rem;
        }
        .payments-hero-right {
            display: flex;
            justify-content: center;
            align-items: center;
        }
        .payments-hero h1 {
            font-size: 2.8rem;
            font-weight: 700;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .payments-hero h1 .accent {
            color: #0066cc;
            border-bottom: 4px solid #f6b83d;
        }
        .payments-hero .sub {
            font-size: 1.15rem;
            color: #2a4065;
            max-width: 700px;
            line-height: 1.6;
            margin-bottom: 1.5rem;
        }

        /* === HERO === */
        .investments-hero {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2.5rem;
            padding: 2.5rem 0 1.5rem;
            align-items: center;
        }
        .investments-hero-left {
            display: flex;
            flex-direction: column;
            gap: 1.5rem;
        }
        .investments-hero-right {
            display: flex;
            justify-content: center;
            align-items: center;
        }
        .investments-hero h1 {
            font-size: 2.8rem;
            font-weight: 700;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .investments-hero h1 .accent {
            color: #0066cc;
            border-bottom: 4px solid #f6b83d;
        }
        .investments-hero .sub {
            font-size: 1.15rem;
            color: #2a4065;
            max-width: 700px;
            line-height: 1.6;
            margin-bottom: 1.5rem;
        }

        /* === CBN / NDIC BADGE === */
        .reg-badge {
            display: flex;
            flex-wrap: wrap;
            align-items: center;
            gap: 1.2rem;
            background: #eaf1fb;
            padding: 0.8rem 1.8rem;
            border-radius: 60px;
            font-size: 0.85rem;
            font-weight: 600;
            color: #0a1e3c;
            margin: 1.5rem 0 0.5rem;
        }
        .reg-badge i {
            color: #0a2b5c;
            font-size: 1.1rem;
            margin-right: 4px;
        }
        .reg-badge .sep {
            color: #b0c8e0;
            font-weight: 300;
        }

        /* === DETAILED SECTION (deep dive into features) === */
        .banking-details {
            background: white;
            border-radius: 32px;
            padding: 2.5rem 2.5rem;
            box-shadow: 0 8px 28px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            margin: 1.5rem 0 3rem;
        }
        .banking-details h2 {
            font-size: 2rem;
            color: #0a1e3c;
            margin-bottom: 1.5rem;
        }
        .banking-details h2 i {
            color: #0a2b5c;
            margin-right: 0.5rem;
        }
        .detail-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 2.5rem;
        }
        .detail-item {
            padding: 0.5rem 0;
            border-bottom: 1px solid rgba(0, 40, 80, 0.04);
            padding-bottom: 1.5rem;
        }
        .detail-item:last-child {
            border-bottom: none;
        }
        .detail-item h4 {
            font-size: 1.2rem;
            font-weight: 700;
            color: #0a1e3c;
            margin-bottom: 0.3rem;
        }
        .detail-item h4 i {
            color: #0066cc;
            margin-right: 0.5rem;
            width: 1.6rem;
        }
        .detail-item p {
            color: #2f4569;
            line-height: 1.7;
            font-size: 0.95rem;
            margin-bottom: 0.4rem;
        }
        .detail-item ul {
            list-style: none;
            margin-top: 0.3rem;
            line-height: 2;
        }
        .detail-item ul li {
            display: flex;
            align-items: center;
            gap: 0.6rem;
            color: #1f3a5f;
            font-size: 0.95rem;
        }
        .detail-item ul li i {
            color: #0a2b5c;
            width: 1.2rem;
        }

        /* responsive */
        @media (max-width: 1000px) {
            .hero-section,
            .loan-details-grid,
            .terminal-grid,
            .loans-hero,
            .banking-hero,
            .payments-hero,
            .terminal-hero{
                grid-template-columns: 1fr;
            }
            .mobile-right {
                order: -1;
            }
            .mobile-frame {
                width: 250px;
                height: 500px;
            }
            .focus-grid {
                grid-template-columns: repeat(2, 1fr);
            }
            .info-grid {
                grid-template-columns: repeat(2, 1fr);
            }
            .loan-grid {
                grid-template-columns: 1fr 1fr;
            }
            .features-summary .feature-list {
                grid-template-columns: repeat(3, 1fr);
            }
        }
        @media (max-width: 680px) {
            .container {
                padding: 0 1.2rem;
            }
            .nav {
                gap: 0.8rem;
            }
            .hero-title {
                font-size: 2rem;
            }
            .loans-hero-right {
                display: none;
            }
            .banking-hero-right {
                display: none;
            }
            .payments-hero-right {
                display: none;
            }
            
            .focus-grid {
                grid-template-columns: 1fr 1fr;
            }
            .info-grid {
                grid-template-columns: 1fr;
            }
            .loan-details-grid,
            .terminal-grid {
                grid-template-columns: 1fr;
            }
            .loans-hero h1 {
                font-size: 2.2rem;
            }
            .loan-grid {
                grid-template-columns: 1fr;
            }
            .features-summary .feature-list {
                grid-template-columns: 1fr 1fr;
            }
            .reg-badge {
                flex-direction: column;
                align-items: flex-start;
                gap: 0.5rem;
            }
            .bottom-bar .reg-footer {
                flex-wrap: wrap;
                gap: 0.5rem;
            }
            .features-summary {
                padding: 1.5rem;
            }
            .faq-section {
                padding: 1.5rem;
            }
            .faq-item .answer {
                padding-left: 1.5rem;
            }
        }

        /* === CBN / NDIC BADGE === */
        .reg-badge {
            display: flex;
            flex-wrap: wrap;
            align-items: center;
            gap: 1.2rem;
            background: #eaf1fb;
            padding: 0.8rem 1.8rem;
            border-radius: 60px;
            font-size: 0.85rem;
            font-weight: 600;
            color: #0a1e3c;
            margin: 1.5rem 0 0.5rem;
        }
        .reg-badge i {
            color: #0a2b5c;
            font-size: 1.1rem;
            margin-right: 4px;
        }
        .reg-badge .sep {
            color: #b0c8e0;
            font-weight: 300;
        }

        /* === YESYIELD TRUST SECTION === */
        .yield-trust {
            background: white;
            border-radius: 32px;
            padding: 2.5rem 2.5rem;
            box-shadow: 0 8px 28px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            margin: 1.5rem 0 2rem;
        }
        .yield-trust h2 {
            font-size: 1.8rem;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .yield-trust .trust-tagline {
            font-size: 1.1rem;
            color: #2a4065;
            margin-bottom: 1.5rem;
            font-weight: 500;
        }
        .trust-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 1.5rem;
        }
        .trust-item {
            background: #f5f9ff;
            border-radius: 20px;
            padding: 1.5rem 1rem;
            text-align: center;
        }
        .trust-item .icon {
            font-size: 2.2rem;
            margin-bottom: 0.5rem;
        }
        .trust-item h4 {
            font-size: 1rem;
            font-weight: 700;
            color: #0a1e3c;
            margin-bottom: 0.3rem;
        }
        .trust-item p {
            font-size: 0.85rem;
            color: #2f4569;
            line-height: 1.5;
        }

        /* === SAMPLE INVESTMENT CARD === */
        .sample-card {
            background: linear-gradient(135deg, #0a2b5c 0%, #1a4a7a 100%);
            border-radius: 24px;
            padding: 2rem 2rem;
            margin: 1.5rem 0;
            color: white;
            display: grid;
            grid-template-columns: 1fr 1fr 1fr 1fr;
            gap: 1.5rem;
            align-items: center;
        }
        .sample-card .label {
            font-size: 0.75rem;
            text-transform: uppercase;
            opacity: 0.7;
            letter-spacing: 0.5px;
        }
        .sample-card .value {
            font-size: 1.4rem;
            font-weight: 700;
        }
        .sample-card .value .highlight {
            color: #f6b83d;
        }
        .sample-card .divider {
            width: 1px;
            height: 40px;
            background: rgba(255, 255, 255, 0.15);
        }

        /* === WITHHOLDING TAX NOTE === */
        .tax-note {
            background: #fef9e7;
            border-left: 4px solid #f6b83d;
            padding: 0.8rem 1.2rem;
            border-radius: 8px;
            font-size: 0.9rem;
            color: #5a4a1a;
            margin-top: 0.5rem;
            display: flex;
            align-items: center;
            gap: 0.6rem;
        }
        .tax-note i {
            color: #f6b83d;
            font-size: 1.1rem;
        }

        /* === INVESTMENT PRODUCTS === */
        .products-section {
            margin: 2.5rem 0 2rem;
        }
        .products-section h2 {
            font-size: 2rem;
            color: #0a1e3c;
            margin-bottom: 0.5rem;
        }
        .products-section .sub {
            color: #2a4065;
            font-size: 1.05rem;
            margin-bottom: 1.5rem;
        }
        .product-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 2rem;
        }
        .product-card {
            background: white;
            border-radius: 28px;
            padding: 2rem 1.5rem;
            box-shadow: 0 8px 28px rgba(0, 30, 60, 0.04);
            border: 1px solid rgba(0, 40, 80, 0.04);
            display: flex;
            flex-direction: column;
        }
        .product-card .badge {
            background: #f6b83d;
            color: #0a1e3c;
            font-weight: 700;
            font-size: 0.7rem;
            padding: 0.2rem 0.8rem;
            border-radius: 40px;
            align-self: flex-start;
            margin-bottom: 0.5rem;
            text-transform: uppercase;
            letter-spacing: 0.5px;
        }
        .product-card h3 {
            font-size: 1.5rem;
            font-weight: 700;
            color: #0a1e3c;
        }
        .product-card .rate {
            font-size: 2.2rem;
            font-weight: 700;
            color: #0066cc;
            margin: 0.2rem 0;
        }
        .product-card .rate small {
            font-size: 1rem;
            font-weight: 400;
            color: #2f4569;
        }
        .product-card .rate-note {
            font-size: 0.75rem;
            color: #6b7f9e;
            margin-top: -0.2rem;
            margin-bottom: 0.5rem;
        }
        .product-card p {
            color: #2f4569;
            line-height: 1.6;
            font-size: 0.95rem;
            margin: 0.5rem 0 1rem;
            flex: 1;
        }
        .product-card ul {
            list-style: none;
            margin: 0.5rem 0 1.2rem;
            line-height: 2.2;
        }
        .product-card ul li {
            display: flex;
            align-items: center;
            gap: 0.6rem;
            font-size: 0.9rem;
            color: #1f3a5f;
        }
        .product-card ul li i {
            color: #0066cc;
            width: 1.2rem;
        }
        .product-card .btn-app {
            background: #0a2b5c;
            color: white;
            border: none;
            padding: 0.8rem 1.5rem;
            border-radius: 60px;
            font-weight: 600;
            cursor: default;
            display: inline-flex;
            align-items: center;
            justify-content: center;
            gap: 0.6rem;
            margin-top: auto;
            width: 100%;
        }
        .product-card .btn-app i {
            font-size: 0.9rem;
        }

        /* === FOOTER === */
        .bottom-bar {
            background: #0a1e3c;
            color: #b6cae5;
            padding: 1.8rem 0;
            margin-top: 2rem;
            border-radius: 40px 40px 0 0;
        }
        .bottom-bar .container {
            display: flex;
            justify-content: space-between;
            flex-wrap: wrap;
            gap: 1rem;
            align-items: center;
        }
        .bottom-bar a {
            color: #b6cae5;
            text-decoration: none;
            margin-right: 1rem;
            font-size: 0.85rem;
        }
        .bottom-bar a:hover {
            color: white;
        }
        .bottom-bar .reg-footer {
            display: flex;
            gap: 1.5rem;
            font-size: 0.8rem;
            color: #8ea6c9;
        }
        .bottom-bar .reg-footer i {
            margin-right: 4px;
            color: #f6b83d;
        }

        /* responsive */
        @media (max-width: 1000px) {
            .trust-grid {
                grid-template-columns: repeat(2, 1fr);
            }
            .sample-card {
                grid-template-columns: 1fr 1fr;
                gap: 1rem;
                text-align: center;
            }
            .sample-card .divider {
                display: none;
            }
            .product-grid {
                grid-template-columns: 1fr 1fr;
            }
        }
        @media (max-width: 680px) {
            .container {
                padding: 0 1.2rem;
            }
            .investments-hero h1 {
                font-size: 2.2rem;
            }
            .trust-grid {
                grid-template-columns: 1fr 1fr;
            }
            .product-grid {
                grid-template-columns: 1fr;
            }
            .sample-card {
                grid-template-columns: 1fr 1fr;
                padding: 1.5rem;
            }
            .reg-badge {
                flex-direction: column;
                align-items: flex-start;
                gap: 0.4rem;
            }
            .bottom-bar .reg-footer {
                flex-wrap: wrap;
                gap: 0.5rem;
            }
            .yield-trust {
                padding: 1.5rem;
            }
        }

        @media (max-width: 768px) {
            .hamburger {
                display: block;
                z-index: 1001;
            }
            .nav {
                display: none;
                position: absolute;
                top: calc(100% - 38rem);
                left: 0;
                width: 100%;
                background: white;
                flex-direction: column;
                padding: 20px;
                box-shadow: 0 5px 15px rgba(0,0,0,.1);
                gap: 15px;
                z-index: 1000;
            }    
             .nav.show {
                display: flex;
                flex-direction: column;
            }
            #mobile{
                display:none
            }
            .yesmfb{
                width: 120px;
                height: 30px;
            }
        }

        /* === IMAGE MODAL === */
        .modal {
            display: none;
            position: fixed;
            z-index: 2000;
            left: 0;
            top: 0;
            width: 100%;
            height: 100%;
            background-color: rgba(0, 0, 0, 0.8);
            animation: fadeIn 0.3s ease-in;
        }
        .modal.show {
            display: flex;
            align-items: center;
            justify-content: center;
        }
        @keyframes fadeIn {
            from {
                opacity: 0;
            }
            to {
                opacity: 1;
            }
        }
        .modal-content {
            position: relative;
            background: white;
            border-radius: 12px;
            overflow: hidden;
            box-shadow: 0 10px 60px rgba(0, 0, 0, 0.4);
            max-width: 500px;
            width: 90%;
            height: auto;
            animation: slideUp 0.3s ease-out;
        }
        @keyframes slideUp {
            from {
                transform: translateY(50px);
                opacity: 0;
            }
            to {
                transform: translateY(0);
                opacity: 1;
            }
        }
        .modal-image {
            width: 100%;
            height: 100%;
            object-fit: contain;
            max-height: 500px;
            background-color: #0057b3;
        }
        .modal-close {
            position: absolute;
            top: 15px;
            right: 25px;
            color: white;
            font-size: 32px;
            font-weight: bold;
            cursor: pointer;
            background: rgba(0, 0, 0, 0.5);
            border: none;
            width: 50px;
            height: 50px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            transition: 0.2s;
            z-index: 2001;
        }
        .modal-close:hover {
            background: rgba(0, 0, 0, 0.8);
        }
        @media (max-width: 768px) {
            .modal-content {
                max-width: 95vw;
                max-height: 95vh;
            }
            .modal-close {
                top: 10px;
                right: 10px;
                width: 40px;
                height: 40px;
                font-size: 24px;
            }
        }