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Banking built for you

Manage your money seamlessly with Yes Microfinance Bank. From everyday accounts to bulk payments, we offer a full suite of banking services for individuals and businesses.

Licensed by Central Bank of Nigeria (CBN) | Deposits insured by NDIC
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Banking in detail

Current & Savings Accounts

Choose from a range of accounts tailored to your needs. Enjoy daily interest, free debit cards, and full mobile access.

  • Tiered interest rates
  • Joint & business accounts
  • e-statements & alerts
  • Instant account opening
  • Multi-currency support

Virtual Accounts for Collections

Issue unique virtual account numbers to each customer or partner. Automatically reconcile payments and reduce manual work.

  • Customizable reference fields
  • Webhook notifications
  • Dashboard analytics
  • Unique per customer
  • Auto-reconciliation

Instant Fund Transfers

Transfer funds instantly to any bank in Nigeria or internationally. Secure, reliable, and with real-time confirmation.

  • NIP & NEFT channels
  • Bulk transfer option
  • 24/7 availability
  • No transfer limits
  • Beneficiary management

Bulk Payments & Payroll

Streamline your payroll and supplier payments. Upload a file, review, and approve — all in one place.

  • Batch processing
  • Approval workflows
  • Audit trail
  • Upload CSV/Excel
  • Scheduled payments

Bills Payment

Pay your utility bills, credit card bills, and loan instalments directly from your Yes Microfinance Bank account. Set up recurring payments for peace of mind.

  • Electricity (IKEDC, EKEDC, etc.)
  • Water & internet
  • Credit card bills
  • Loan repayments
  • Recurring schedules
  • Payment history

Start banking smarter

Download the Yes Microfinance Bank app and manage everything from your phone.

Get the App
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