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Investments & wealth

Grow your money with YES MF Bank. From digital savings to retirement planning, we offer smart investment solutions for every stage of your financial journey.

Licensed by Central Bank of Nigeria (CBN) | Deposits insured by NDIC
Investment Hero Image

🏦 A real bank behind every naira you invest

YesYield is not a startup — it is the investment feature of YES Microfinance Bank, licensed by the CBN and insured by the NDIC. Your deposit is protected by the same rules that govern every bank in Nigeria.

🏛️

CBN Regulated

YES MFB operates under full CBN supervision. Audited, compliant, and accountable.

🛡️

NDIC Insured

Your deposits are insured by the Nigeria Deposit Insurance Corporation for extra protection.

📈

Up to 20% p.a. Guaranteed

Your rate is contractually fixed from the day you invest. No surprises, no hidden conditions.

📱

Everything on the YES MFB App

Open, fund, and track your investment from the YES MFB app. Available on Android and iOS.

Sample YesFixed — 365 Days
₦120,000
₦100,000 invested at 20% p.a.
Principal
₦100,000
Interest earned
+₦20,000
Rate
20% p.a.
Term: 365 Days · Payout: At maturity
Minimum: ₦1,000 🛡️ NDIC Insured · CBN Regulated — YES Microfinance Bank
Note: Interest earned is subject to applicable withholding tax as required by Nigerian tax laws.

Investment Products

Choose the product that fits your goals. All YesYield products are available on the YES MFB app, backed by a CBN-licensed and NDIC-insured bank.

Tax Disclosure: All interest rates are quoted before deduction of applicable withholding tax.
Flexible

YesFlex

14% per annum
* before withholding tax

Save and earn with flexibility. Access your funds anytime you need them.

  • Flexible withdrawals
  • No lock-in period
  • Earn 14% p.a.
  • Ideal for emergency savings
Download App to Start
Most Popular

YesFixed

Up to 20% per annum
* before withholding tax

Lock in higher returns with fixed-term investment plans.

  • Fixed-term investment
  • Higher returns guaranteed
  • Multiple term options
  • Up to 20% p.a.
Download App to Start
Goal-Based

YesTarget

14–20% per annum
* before withholding tax

Save towards a specific goal with flexible contributions and a dedicated plan.

  • Goal-based savings
  • Flexible contributions
  • Track your progress
  • 14–20% p.a.
Download App to Start

Start growing your wealth today

Download the YES MF Bank app and explore investment opportunities.

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